Coltharp Financial LLC Privacy Policy
Last Updated: September 10, 2026
Coltharp Financial Wealth Insurance Agency Inc, doing business as Coltharp Financial LLC (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://coltharpfinancialwealth.com/homepage and when you utilize our financial and insurance services, including our SMS messaging programs.
This Privacy Policy includes specific disclosures required under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).
1. Information We Collect
We collect information that identifies, relates to, describes, or could reasonably be linked with a particular consumer or device (“Personal Information”). Within the last 12 months, we have collected the following categories of Personal Information:
Identifiers: Name, postal address, unique personal identifier, online identifier, Internet Protocol (IP) address, email address, and phone number.
Commercial Information: Records of insurance products, wealth management considerations, or financial services purchased, obtained, or considered.
Internet/Electronic Network Activity: Browsing history, search history, and information regarding your interaction with our website or video materials.
2. How We Use Your Information
We use your Personal Information for the following business purposes:
To provide, maintain, and improve our website and financial consulting services.
To process your requests regarding corporate stock transition planning, private offerings, and premium recovery strategies.
To communicate with you regarding customer support, updates, scheduling, and promotional or educational marketing campaigns.
To detect, prevent, and address technical or security issues.
3. Sharing and Disclosure of Personal Information
We may share your Personal Information with trusted service providers who perform operations on our behalf (such as hosting providers, secure client portals, and email delivery services). These providers are contractually obligated to protect your data and are prohibited from using it for any other purpose.
We do not sell your personal information or share it for cross-context behavioral advertising.
4. Strict SMS Mobile Privacy Disclosure (A2P 10DLC Compliance)
Notwithstanding anything to the contrary in this Privacy Policy, mobile information, phone numbers collected for SMS consent, and opt-in data will not be sold, rented, or shared with third parties, affiliates, or partners for marketing or promotional purposes. SMS opt-in data and consent are strictly excluded from all information-sharing or selling practices.
5. Your California Privacy Rights (CCPA/CPRA)
If you are a California resident, you have specific rights regarding your Personal Information:
Right to Know: You have the right to request that we disclose what personal information we collect, use, disclose, and sell.
Right to Delete: You have the right to request the deletion of your personal information collected or maintained by us.
Right to Correct: You have the right to request that we correct inaccurate personal information that we maintain about you.
Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA/CPRA rights.
6. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
7. How to Contact Us and Exercise Your Rights
To exercise your California privacy rights, or if you have questions about this Privacy Policy, please submit a request to us via our primary business contact channels or mailing address.
